Florida Property Tax Calculator 2026
Calculate your Florida property taxes — effective rate 0.97%, average annual tax $2,980. Updated June 2026.
Florida Property Tax Overview
Florida has an effective property tax rate of 0.97%, making it near the national average among all 50 states. The average annual property tax in Florida is $2,980 on a median home value of $307,400.
- Effective tax rate: 0.97%
- Assessment ratio: 100% (Save Our Homes cap 3%/yr)
- Median home value: $307,400
- Average annual tax: $2,980 ($248/month)
How Florida Property Tax Works
Florida properties are assessed at 100% (Save Our Homes cap 3%/yr) of market value. The assessed value is then multiplied by the local millage rate to determine your annual tax bill.
Florida Property Tax = Assessed Value × Local Millage Rate
Local millage rates vary by county, city, school district, and special districts within Florida. Your total rate is the sum of all applicable levies.
Florida Property Tax Exemptions
- Homestead exemption: $50,000 off assessed value ($25,000 for all homeowners + $25,000 for primary residence value $75K-$125K)
- Senior exemption: Available in most counties — check your local assessor's office for specific amounts and age thresholds (typically 65+)
- Veteran exemption: Disabled veterans (10%+ rating) may qualify for additional exemptions — varies by county. Contact your county assessor for details
- Disability exemption: Disability exemptions available in most counties — typically mirrors the senior exemption. Contact your county assessor for specific amounts
How Florida Compares to Neighboring States
How to Appeal Your Florida Property Tax
If you believe your Florida property is over-assessed, you have the right to appeal:
- 1. Contact your county assessor — Review your assessment for errors in square footage, lot size, or condition
- 2. Gather comparable sales — Find 3-5 similar homes sold recently in your Florida neighborhood with lower values
- 3. File by the deadline — Florida appeal deadlines vary by county; check your assessment notice
- 4. Present evidence — Focus on facts and comparable data, not complaints about tax rates
- 5. Success rate: 50-70% of Florida property tax appeals result in a reduction
Frequently Asked Questions
What is the property tax rate in Florida?
The effective property tax rate in Florida is 0.97% as of 2026. On a home valued at $307,400, the annual property tax is approximately $2,980.
How are properties assessed in Florida?
In Florida, properties are assessed at 100% (Save Our Homes cap 3%/yr) of market value. The assessed value determines the taxable value used to calculate your property tax bill.