Retirement Calculator
Plan your retirement and see if you are on track. Calculate how much you need to save, how your investments will grow, and when you can retire comfortably.
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How Much Do You Need to Retire?
The widely-cited \"4% Rule\" suggests you need savings equal to 25 times your annual expenses. If you spend $50,000 per year in retirement, you would need approximately $1.25 million saved. Our calculator helps you see if you are on track to reach this goal.
Key Retirement Planning Numbers
- Retirement age — The earlier you retire, the more you need saved
- Monthly savings rate — Aim for 15-20% of your income
- Expected return — Historically, the S&P 500 averages about 10% annually before inflation
- Withdrawal rate — The 4% rule suggests withdrawing 4% of savings per year in retirement