Loan Calculator

Calculate monthly payments and total cost for any type of loan — personal loans, student loans, business loans, and more.

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How to Use This Loan Calculator

Our free loan calculator helps you understand the true cost of borrowing. Simply enter your loan amount, interest rate, and loan term to see your monthly payment and total interest.

Types of Loans You Can Calculate

  • Personal loans — Unsecured loans from banks and online lenders
  • Student loans — Federal and private student loans
  • Business loans — Small business financing options
  • Medical loans — Financing for medical procedures

Understanding Your Total Cost

When comparing loans, always look at the total cost of borrowing — not just the monthly payment. A lower monthly payment with a longer term often means paying significantly more interest overall.