North Carolina Property Tax Calculator 2026
Calculate your North Carolina property taxes — effective rate 0.84%, average annual tax $1,860. Updated June 2026.
North Carolina Property Tax Overview
North Carolina has an effective property tax rate of 0.84%, making it near the national average among all 50 states. The average annual property tax in North Carolina is $1,860 on a median home value of $221,300.
- Effective tax rate: 0.84%
- Assessment ratio: 100%
- Median home value: $221,300
- Average annual tax: $1,860 ($155/month)
How North Carolina Property Tax Works
North Carolina properties are assessed at 100% of market value. The assessed value is then multiplied by the local millage rate to determine your annual tax bill.
North Carolina Property Tax = Assessed Value × Local Millage Rate
Local millage rates vary by county, city, school district, and special districts within North Carolina. Your total rate is the sum of all applicable levies.
North Carolina Property Tax Exemptions
- Homestead exemption: $25,000 or 50% (whichever is greater) exclusion for 65+
- Senior exemption: Available in most counties — check your local assessor's office for specific amounts and age thresholds (typically 65+)
- Veteran exemption: Disabled veterans (10%+ rating) may qualify for additional exemptions — varies by county. Contact your county assessor for details
- Disability exemption: Disability exemptions available in most counties — typically mirrors the senior exemption. Contact your county assessor for specific amounts
How North Carolina Compares to Neighboring States
How to Appeal Your North Carolina Property Tax
If you believe your North Carolina property is over-assessed, you have the right to appeal:
- 1. Contact your county assessor — Review your assessment for errors in square footage, lot size, or condition
- 2. Gather comparable sales — Find 3-5 similar homes sold recently in your North Carolina neighborhood with lower values
- 3. File by the deadline — North Carolina appeal deadlines vary by county; check your assessment notice
- 4. Present evidence — Focus on facts and comparable data, not complaints about tax rates
- 5. Success rate: 50-70% of North Carolina property tax appeals result in a reduction
Frequently Asked Questions
What is the property tax rate in North Carolina?
The effective property tax rate in North Carolina is 0.84% as of 2026. On a home valued at $221,300, the annual property tax is approximately $1,860.
How are properties assessed in North Carolina?
In North Carolina, properties are assessed at 100% of market value. The assessed value determines the taxable value used to calculate your property tax bill.