South Dakota Property Tax Calculator 2026

Calculate your South Dakota property taxes — effective rate 1.29%, average annual tax $2,640. Updated June 2026.

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South Dakota Property Tax Overview

South Dakota has an effective property tax rate of 1.29%, making it near the national average among all 50 states. The average annual property tax in South Dakota is $2,640 on a median home value of $204,500.

  • Effective tax rate: 1.29%
  • Assessment ratio: 85%
  • Median home value: $204,500
  • Average annual tax: $2,640 ($220/month)

How South Dakota Property Tax Works

South Dakota properties are assessed at 85% of market value. The assessed value is then multiplied by the local millage rate to determine your annual tax bill.

South Dakota Property Tax = Assessed Value × Local Millage Rate

Local millage rates vary by county, city, school district, and special districts within South Dakota. Your total rate is the sum of all applicable levies.

South Dakota Property Tax Exemptions

  • Homestead exemption: $6,000 exemption on assessed value; 150% increase cap for seniors
  • Senior exemption: Available in most counties — check your local assessor's office for specific amounts and age thresholds (typically 65+)
  • Veteran exemption: Disabled veterans (10%+ rating) may qualify for additional exemptions — varies by county. Contact your county assessor for details
  • Disability exemption: Disability exemptions available in most counties — typically mirrors the senior exemption. Contact your county assessor for specific amounts

How South Dakota Compares to Neighboring States

StateEffective Rate
South Dakota1.29%
North Dakota1.02%
Minnesota1.05%
Iowa1.54%
Nebraska1.76%
Wyoming0.58%
Montana0.84%
National Average1.08%

How to Appeal Your South Dakota Property Tax

If you believe your South Dakota property is over-assessed, you have the right to appeal:

  • 1. Contact your county assessor — Review your assessment for errors in square footage, lot size, or condition
  • 2. Gather comparable sales — Find 3-5 similar homes sold recently in your South Dakota neighborhood with lower values
  • 3. File by the deadline — South Dakota appeal deadlines vary by county; check your assessment notice
  • 4. Present evidence — Focus on facts and comparable data, not complaints about tax rates
  • 5. Success rate: 50-70% of South Dakota property tax appeals result in a reduction

Frequently Asked Questions

What is the property tax rate in South Dakota?

The effective property tax rate in South Dakota is 1.29% as of 2026. On a home valued at $204,500, the annual property tax is approximately $2,640.

How are properties assessed in South Dakota?

In South Dakota, properties are assessed at 85% of market value. The assessed value determines the taxable value used to calculate your property tax bill.

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