Texas Property Tax Calculator 2026
Calculate your Texas property taxes — effective rate 1.81%, average annual tax $4,560. Updated June 2026.
Texas Property Tax Overview
Texas has an effective property tax rate of 1.81%, making it above the national average among all 50 states. The average annual property tax in Texas is $4,560 on a median home value of $252,100.
- Effective tax rate: 1.81%
- Assessment ratio: 100% (10% homestead cap)
- Median home value: $252,100
- Average annual tax: $4,560 ($380/month)
How Texas Property Tax Works
Texas properties are assessed at 100% (10% homestead cap) of market value. The assessed value is then multiplied by the local millage rate to determine your annual tax bill.
Texas Property Tax = Assessed Value × Local Millage Rate
Local millage rates vary by county, city, school district, and special districts within Texas. Your total rate is the sum of all applicable levies.
Texas Property Tax Exemptions
- Homestead exemption: $25,000 exemption on appraised value for school taxes; 10% annual increase cap
- Senior exemption: Available in most counties — check your local assessor's office for specific amounts and age thresholds (typically 65+)
- Veteran exemption: Disabled veterans (10%+ rating) may qualify for additional exemptions — varies by county. Contact your county assessor for details
- Disability exemption: Disability exemptions available in most counties — typically mirrors the senior exemption. Contact your county assessor for specific amounts
How Texas Compares to Neighboring States
How to Appeal Your Texas Property Tax
If you believe your Texas property is over-assessed, you have the right to appeal:
- 1. Contact your county assessor — Review your assessment for errors in square footage, lot size, or condition
- 2. Gather comparable sales — Find 3-5 similar homes sold recently in your Texas neighborhood with lower values
- 3. File by the deadline — Texas appeal deadlines vary by county; check your assessment notice
- 4. Present evidence — Focus on facts and comparable data, not complaints about tax rates
- 5. Success rate: 50-70% of Texas property tax appeals result in a reduction
Frequently Asked Questions
What is the property tax rate in Texas?
The effective property tax rate in Texas is 1.81% as of 2026. On a home valued at $252,100, the annual property tax is approximately $4,560.
How are properties assessed in Texas?
In Texas, properties are assessed at 100% (10% homestead cap) of market value. The assessed value determines the taxable value used to calculate your property tax bill.